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| Mortgages A property is probably one of the most expensive purchases any of us will make during our lifetime - it’s a big decision to make. Next comes the challenge of how to pay for your home and finding the most suitable mortgage product, whether a Fixed Rate, Tracker Rate or any of the other wide range of options. R T Williams Ltd will be pleased to help you decide. We will explain the differences between the options available helping you to understand the jargon, discuss with you how much you can borrow and agree with you how much you afford to spend on monthly mortgage payments, then advise you on the most suitable product which meets your needs and circumstances from the whole range of providers in the market. R T Williams Ltd is able to source mortgages from the Whole of the Market for:
For a lifetime mortgage it is important to understand the features and risks, ask for a personalised illustration. Our aim is to guide you through the process-selecting the lender, the product, helping you complete your application to the successful issue of your Mortgage Offer. For both mortgages and lifetime mortgages we can be paid by fee or by commission paid to us by the lender that we introduce you to. Our fee is usually 0.30% of the loan amount. Most lenders pay a commission of 0.30% of the loan amount. In both examples the fee or commission would be £300 for a £100,000 mortgage. Should a fee be paid for our services we will set-off any commission payment we receive against this.
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